Announcing $XM led by YC startup fund

5 starts

2,000+ reviews

The future of

in-person commerce

Zavo is the all-in-one suite of payment acceptance, Point of sale & AI that just works, so you don’t have to.

Zavo unites payment acceptance, POS, and AI in one platform, giving every small business enterprise-grade intelligence, autonomous operations, and its own digital workforce to save time, cut costs, and scale with ease.

Zavo unites payment acceptance, POS, and AI in one platform, giving every small business enterprise-grade intelligence, autonomous operations, and its own digital workforce to save time, cut costs, and scale with ease.

Zavo unites payment acceptance, POS, and AI in one platform, giving every small business enterprise-grade intelligence, autonomous operations, and its own digital workforce to save time, cut costs, and scale with ease.

Everything your business needs in one platform

Accept payments, manage orders and inventory, run your team, and automate the back office, all powered by AI.

IN PERSON-PAYMENTS

The faster, smarter way to accept card payments

Zavo lets you accept low-cost card payments with instant access to your money, flat transparent pricing, and cutting-edge hardware with one-second approvals.

POINT OF SALE

TAP TO PAY

PAYMENT LINKS

ZAVO PRO

ZAVO MINI

POINT OF SALE

Run sales, inventory, staffing, and reservations in one system.

Full operating system

Integrated payments

POINT OF SALE

TAP TO PAY

PAYMENT LINKS

ZAVO PRO

ZAVO MINI

POINT OF SALE

Run sales, inventory, staffing, and reservations in one system.

Full operating system

Integrated payments

POINT OF SALE

TAP TO PAY

PAYMENT LINKS

ZAVO PRO

ZAVO MINI

POINT OF SALE

Run sales, inventory, staffing, and reservations in one system.

Full operating system

Integrated payments

POINT OF SALE

Point of sale, reimagined:
faster, smarter, simpler

With easy workflows, smart actions, AI automation, and integrated payments, Zavo POS is built to save you time, money, and grow your business.

Food & Beverage

Retail

Order management

Table management

Reservations

Kitchen management

Business Insights

Easily manage any order, track your inventory, and let customers customize without limits.

Menus

Easily cycle through today’s menus and organize categories, items, and modifiers.

Categories

Place the same items in multiple categories with a many-to-many structure for easy discovery.

Preperation times

Set prep times to keep the team aligned on how long dishes should take.

Items

Create, edit, or strike menu items and see why and by whom orders were voided.

Modifiers

Give customers unlimited customization options with smart modifier groups.

Synced

Sync everything in real time across all devices so staff can pick up seamlessly.

Food & Beverage

Retail

Order management

Table management

Reservations

Kitchen management

Business Insights

Easily manage any order, track your inventory, and let customers customize without limits.

Food & Beverage

Retail

Order management

Table management

Reservations

Kitchen management

Business Insights

Easily manage any order, track your inventory, and let customers customize without limits.

Menus

Easily cycle through today’s menus and organize categories, items, and modifiers.

Categories

Place the same items in multiple categories with a many-to-many structure for easy discovery.

Preperation times

Set prep times to keep the team aligned on how long dishes should take.

Items

Create, edit, or strike menu items and see why and by whom orders were voided.

Modifiers

Give customers unlimited customization options with smart modifier groups.

Synced

Sync everything in real time across all devices so staff can pick up seamlessly.

Meet Zavo ai

Your AI employees, tailored to your business, working 24/7

Zavo AI sees every part of your business, from operations to finance, analyzing data, delivering insights, and working 24/7 to save time, cut costs, and improve performance.

Zavo AI knows everything

about your business.

maybe even better than you do.

maybe even better than you do.

maybe even better than you do.

Powered by 100+ data points across payments, sales, and staffing, Zavo AI is a workforce that’s always on, always learning, remembers everything, and knows your business better than anyone.

Meet your new team

A new kind of workforce, AI agents that know your business inside out and never clock out.

Finance AI

Your personal CFO. Knows every number, delivering forecasts, reports, and real-time insights.

See details

Finance AI

Your personal CFO. Knows every number, delivering forecasts, reports, and real-time insights.

See details

Finance AI

Your personal CFO. Knows every number, delivering forecasts, reports, and real-time insights.

See details

Manager AI

Your personal manager. Knows products, inventory, sales, and staffing to keep operations seamless.

See details

Manager AI

Your personal manager. Knows products, inventory, sales, and staffing to keep operations seamless.

See details

Manager AI

Your personal manager. Knows products, inventory, sales, and staffing to keep operations seamless.

See details

Customer AI

Your front of house. Knows every customer—driving loyalty, repeat visits, and stronger relationships.

See details

Customer AI

Your front of house. Knows every customer—driving loyalty, repeat visits, and stronger relationships.

See details

Customer AI

Your front of house. Knows every customer—driving loyalty, repeat visits, and stronger relationships.

See details

More than just conversation, complete human-like interaction

Just like a real team or employee. Over 100+ data points from point of sale, to payments, to transactions, staffing and everything.

CHAT

GET NOTIFIED

AGENTIC ACTIONS

CHAT

Chat with Zavo AI just like you would with a colleague. Choose your agent and dive deep into any part of your business.

Call

Call Zavo AI and have a conversation as natural as speaking to a real employee.

CHAT

GET NOTIFIED

AGENTIC ACTIONS

CHAT

Chat with Zavo AI just like you would with a colleague. Choose your agent and dive deep into any part of your business.

Call

Call Zavo AI and have a conversation as natural as speaking to a real employee.

CHAT

GET NOTIFIED

AGENTIC ACTIONS

CHAT

Chat with Zavo AI just like you would with a colleague. Choose your agent and dive deep into any part of your business.

Call

Call Zavo AI and have a conversation as natural as speaking to a real employee.

Discover what Zavo AI

can do for your business

With hundreds of workflows, custom actions, and full data access, here’s some examples what Zavo AI can do for your business.

FINANCE AI

MANAGER AI

CUSTOMER AI

1

DISCUSS YOUR BUSINESS

Have a natural conversation with your AI CFO about your goals, growth plans, and challenges — it understands your numbers like a co-founder.

2

CASHFLOW FORECASTING

Predicts income and expenses weeks in advance to warn you of cash gaps or upcoming spikes so you can plan with confidence.

3

CUSTOM FINANCE REPORTS

Instantly builds detailed, visual reports on anything from profit margins to staff costs — fully tailored to what you want to see.

4

PROFITABILITY BY PRODUCT & HOUR

Reveals exactly which products make (or lose) you the most profit at each hour of the day.

5

PRICING BENCHMARKING & OPTIMISATION

Compares your prices to competitors and recommends smart price changes that boost profit without hurting sales.

6

EARLY WARNINGS & ALERTS

Detects issues like falling margins, rising refunds, or cashflow risks before they impact your business.

FINANCE AI

MANAGER AI

CUSTOMER AI

1

DISCUSS YOUR BUSINESS

Have a natural conversation with your AI CFO about your goals, growth plans, and challenges — it understands your numbers like a co-founder.

2

CASHFLOW FORECASTING

Predicts income and expenses weeks in advance to warn you of cash gaps or upcoming spikes so you can plan with confidence.

3

CUSTOM FINANCE REPORTS

Instantly builds detailed, visual reports on anything from profit margins to staff costs — fully tailored to what you want to see.

4

PROFITABILITY BY PRODUCT & HOUR

Reveals exactly which products make (or lose) you the most profit at each hour of the day.

5

PRICING BENCHMARKING & OPTIMISATION

Compares your prices to competitors and recommends smart price changes that boost profit without hurting sales.

6

EARLY WARNINGS & ALERTS

Detects issues like falling margins, rising refunds, or cashflow risks before they impact your business.

FINANCE AI

MANAGER AI

CUSTOMER AI

1

DISCUSS YOUR BUSINESS

Have a natural conversation with your AI CFO about your goals, growth plans, and challenges — it understands your numbers like a co-founder.

2

CASHFLOW FORECASTING

Predicts income and expenses weeks in advance to warn you of cash gaps or upcoming spikes so you can plan with confidence.

3

CUSTOM FINANCE REPORTS

Instantly builds detailed, visual reports on anything from profit margins to staff costs — fully tailored to what you want to see.

4

PROFITABILITY BY PRODUCT & HOUR

Reveals exactly which products make (or lose) you the most profit at each hour of the day.

5

PRICING BENCHMARKING & OPTIMISATION

Compares your prices to competitors and recommends smart price changes that boost profit without hurting sales.

6

EARLY WARNINGS & ALERTS

Detects issues like falling margins, rising refunds, or cashflow risks before they impact your business.

The future of commerce is here

Upgrade your business. Experience the difference.

Join waitlist

Visit Zavo

The future of commerce is here

Upgrade your business. Experience the difference.

Join waitlist

Visit Zavo

The future of commerce is here

Upgrade your business. Experience the difference.

Join waitlist

Visit Zavo